Baccarat - Rules
(Single Player)

Rule Authority
Premise
How to Play
Payoffs
Betting Limits

Numeric Keyboard Shortcuts
References

Baccarat 
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Rule Authority

The Safari Casino Baccarat is played and programmed with Atlantic City Gaming rules.

Authority: New Jersey Casino Control Commission.

Rule Exceptions: The cards are shuffled after each hand.

 

Premise

Two hands are dealt in Baccarat - The banker's hand and the player's hand. Prior to each deal, the player wagers on whether the Player's hand or the Banker's hand is closest to a total of 9. The player also has the option to wager on a tie (i.e. both the banker's and player's hands total the same).  8 decks of 52 cards are used.

How to Play

Your chips are stacked by denomination ($1, $5, $25, $100, $500) at the bottom of the game window. Select the amount you would like to wager on a given hand by clicking the left mouse button on the chip of that denomination. The amount wagered per hand may be increased by placing the mouse on the stack that you wish to add to your bet and clicking with the left mouse button. Each time you click the left mouse button on a stack of chips you will add a chip from that pile to your planned wager amount.  In addition, the denomination indicator arrow changes color to match the color of the chip denomination that you have selected.  By clicking on the right mouse button you will withdraw your entire wager. Your total bet will be displayed in the "Bet" just below Username.You may repeat your last bet by clicking on the ReBet button or by simply hitting the "0" button of your numeric keyboard. Other keyboard shortcuts are summarized below.

Once you have placed a bet on the table, you may choose to skip the given deal (before your first card is dealt) by clicking on the "Pass" button or to proceed with the bet by pressing "Deal". If you do not bet or pass within 15 seconds from the beginning of your turn, you will be automatically excluded from that particular hand. Note that if you join a table in the middle of a hand, you must wait until the round is over and after that you will be able to bet on the next hand.

After each player has pressed either the Deal or Pass button, the Player and Banker are dealt two cards. All tens and picture cards are worth zero, aces are worth 1, and all other cards are worth their face value. If the value of cards exceeds 9, then the value is adjusted by subtracting 10 from the total.

Example:

Hand

 

Hand Total

 

9+7=16

6

 

 

5+5+5=15

5

 

 

10+9=19

"Natural" 9

 

After the first two cards are dealt to both the Player and Dealer, a third additional card may be dealt but the player does not ask for a third card. All additional cards are subject to a third card rule. No hand receives more than three cards. When the Player and Banker hands equal the same total, the hand is declared a Tie. If the value of the cards in either the Player's Hand or the Banker's Hand is an 8 or a 9 (a "natural") after receiving their initial two cards then no more cards shall be dealt to either hand.  If the value of the cards in the Banker's Hand on the first two cards is 0 to 7 inclusive, the Player's hand shall draw in accordance with the Third Card Rules.

 Third Card Rules:

If the Player's two cards total:

 

Player's Hand

 

Draw?

 

0-5

Player's hand must draw

 

 

6-7

Player's hand must stand

 

 

8-9

"Natural" (both hands stand)

 

After the Player's Hand acts on a third card draw, the Banker's Hand receives a third card according to these rules:

 

Banker's Hand

 

Draw?

 

0-2

Banker's hand must draw

 

 

3-6

Third card to Player's hand determines draw or stand

 

 

7

Banker's hand must stand

 

When the Banker's two cards total between 3-6:

 

Banker's Hand

 

Banker's hand draws when Player's third card is:

Banker's hand does not draw when Player's third card is:

3

1-2-3-4-5-6-7-9

8

 

 

 

4

2-3-4-5-6-7

0,1,8,9

 

 

 

5

4-5-6-7

0-1-2-3-8-9

 

 

 

6

6-7

0-1-2-3-4-5-8-9

 

 

 

7

Banker's hand must stand

Banker's hand must stand

 

 

 

8-9

"Natural" - Bank stands

"Natural" - Bank stands

 

If the Player's hand stands on two cards (6,7), then a two card Banker hand totalling 3,4,5 must draw and a Banker hand totalling 6 must stand.

Payoffs

Wager and Result

 

Payoff

 

A winning Player hand wager

1 to 1

 

 

A winning Banker hand wager

1 to 1 but the player must pay a 5% commission to the bank (minimum commission is $0.25)

 

 

A winning Tie wager

8 to 1

 

Betting Limits

$5 minimum bet.
$300 maximum bet.

You may also set your table bet limit below the maximum specified limit by selecting Bet Options from the Game Menu. The Modify Table Bet Limit window will appear on the screen. To reduce your maximum table bet limit type in the new limit in the appropriate box and confirm it by typing your PIN in the box below. Click on the OK button to complete the update. Please be aware that you can modify your table bet limit no more than once per week (Friday 12:00 AM EST) and that using the Modify Table Bet Limit function affects the bet limit for all games and not just the game that you are currently playing.

Numeric Keyboard Shortcuts

Keyboard Entry

 

Action

 

0

Repeat last bet

Enter

Deal

1

Bet on Player Hand

2

Bet on Banker Hand

3

Bet on Tie

Up Arrow

Increase bet by $1

Down Arrow

Decrease bet by $1

"<Shift>Up Arrow"

Increase bet by $10

"<Shift>Down Arrow"

Decrease bet by $10

Del  or .

Remove bets

 

For keyboards without keypads, you must use the “Fn” key plus the shortcuts above

(e.g. <Fn> Enter).

 

Note:

A list of the previous winners can be displayed by clicking on Statistics. The Banker's hand is indicated by the letter 'B', the Player's hand is indicated by the letter 'P' and a tie is indicated by a dash '-'. Consecutive wins by either the Banker or the Player are displayed in the same column. A new column is displayed when the Banker or Player starts a new winning streak. A tie is considered part of the same winning streak and is always displayed in the same column as the previous winner. In addition, the sum of all Banker wins, Player wins, ties and total hands played is displayed at the bottom of the statistics window.

 

References

For further information on baccarat, please consult the following references:

Patrick, John. John Patrick's Baccarat : How to Play and Win at the Table With the Fastest Action and the Highest Stakes, Lyle Stuart, 1997.

Stuart, Lyle. Lyle Stuart on Baccarat, Barricade Books, 1997.

Tamburin, Henry. Reference Guide to Casino Gambling, Research Services Unlimited, 1993.

Tamburin, Henry and Rahm, Richard. Winning Baccarat Strategies, Research Services Unlimited, 1983.


© 1997-2004 Safari Casino®, N.V. - All rights Reserved.
Absolutely no reproduction without written permission.
Safari Casino®  is a registered Trademark of Safari Casino®, N.V., a subsidiary of
Mirage Safari Casino, N.V., a corporation based in the country of Curacao, Netherlands (Antilles).
It is players responsibility to check and comply with their local gaming laws. No minors.